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Card Details


  • Instant virtual card creation
  • Direct integrations with Quickbooks, Xero, & Netsuite
  • API Developer ability to create cards at scale
  • Repeated transactions are automatically tagged


  • No ATM & PIN transaction support whatsoever
  • $15/user/month (minimum of 3 users)
  • Highly technical; may not be for basic users

Editorial Review

This product has not yet been reviewed.

Card Fees

Load Fee


Transaction Fee


Atm Fee

No. ATM not supported.

Cancellation Fee


Signup Fee


Free Trail

Yes. 1-month free trial.

Decline/Overdraft Fee


New Card Fee


Card Replacement Fee


Interest Fee

$0. No. This is not a credit card

Foreign Transaction Fee

3%. Amount MasterCard charges Bank for transactions in foreign currency (not to exceed 3% of the total transaction amount.)

Card Features


Yes. Available for all cards and for business account.

Admin Account

Yes. Administrators can move funds, create cards, and set budget rules. Admins can also add or remove Accountants and Members.



Sub Accounts



Yes. In addition to most major accounting software platforms.

Monthly Statements

Yes. Available for download at any time.

Virtuals Cards


Tag transaction

Yes. Tag transactions by: Expense Category, Department, Location, Project, Team

PIN ATM Transactions

No. The Emburse card may not be used at ATMs.

Card Mobile Features


Android & iOS

Employees Android/IOS


SMS Text Alert

No. The Emburse card may not be used at ATMs.

SMS Text Control


Receipt upload

Yes. Mobile camera capture & laptop webcam capture.

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Overall Rating: