Your Selected Cards

Review

Card Pros

Card Cons

Trial

Pricing

Rewards

Structure

Cards

Mobile

Approval

Limits

Contract Term

Credit Needed

Country Of Origin

Works In

Availability

Banking Partner Disclosure

Card Fees

Load Fee

Transaction Fee

Atm Fee

Cancellation Fee

Signup Fee

Free Trial

Decline/Overdraft Fee

New Card Fee

Card Replacement Fee

Interest Fee

Foreign Transaction Fee

Card Features

Auto­Load

Admin Account

SMS

Sub Accounts

Quickbooks

Monthly Statements

Virtual Cards

Tag transaction

Card Mobile Features

Android/IOS App

Employee Android/IOS App

SMS Text Alert

SMS Text Control

Receipt upload

  • Your Selected Cards
    Featured

    Spendesk

    Apply Now on Spendesk’s secure website.
  • Customer Review
  • Pros
    • Several "roles" including: Account Owner, Administrator, Controller, Requester, Team Manager, Team Approver
  • Cons
    • If you spend more than your plan allows, you will be charged a "commission %" on excess spend.
    • Additional 14.90€ fee for each additional plastic card
    • 2.99% fee on international purchases
  • Trial
  • Pricing
    UP TO 5 SEATS - €19/month or £19/month UP TO 20 SEATS -
  • Reward
    N/A
  • structure
    Card Accounts
  • Cards
    Physical & Virtual
  • Mobile
    Android & iOS
  • Approval
    Instant if you are a verifiable business.
  • Limits
    Your cards have limits of £7,700 for GBP Accounts and €10,000 for Euro Accounts.
  • Contract Term
    Monthly
  • Credit Needed
    No credit needed. This is a prepaid product.
  • Country Of Origin
    France
  • Works In
    FR DE
  • Availability
    Currently available in Europe, expanding to the rest of the world soon!
  • Banking Partner Disclosure
    This prepaid Mastercard® card is issued by Transact Payments Limited pursuant to license by Mastercard International Incorporated. Transact Payments Limited is licensed by the Gibraltar Financial Services Commission. Registered Office: Unit 4A, 4th floor Leisure Island Business Centre, 23 Ocean Village Promenade, Ocean Village, Gibraltar. Registered No. 108217. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
  • Load Fee
    No
  • Transaction Fee
    No
  • Atm Fee
    No
  • Cancellation Fee
    No
  • Signup Fee
    $0
  • Free Trial
    30-day money back guarantee
  • Decline/Overdraft Fee
    No
  • New Card Fee
    You can generate an unlimited amount of virtual cards. Plastic cards are billed on order 14.90€.
  • Card Replacement Fee
    Yes
  • Interest Fee
    No
  • Foreign Transaction Fee
    We charge a 2.99% FX fees for all payments made in a different currency than your account’s main currency. For example, if the currency of your account is the Euro, you’ll pay FX fees for all payments made in a different currency than Euro (USD, GBP etc.).
  • Auto­Load
    No
  • Admin Account
    Yes
  • SMS
    Yes
  • Sub Accounts
    No
  • Quickbooks
    .CSV export.
  • Monthly Statements
    Yes
  • Virtual Cards
    Yes
  • Tag transaction
    No
  • Android/IOS App
    Android & iOS
  • Employee Android/IOS App
    Android & iOS
  • SMS Text Alert
    No
  • SMS Text Control
    No
  • Receipt upload
    Yes
  • Your Selected Cards
    Featured

    Emburse

    Apply Now on Emburse’s secure website.
  • Customer Review
  • Pros
    • Instant virtual card creation
    • Direct integrations with Quickbooks, Xero, & Netsuite
    • API Developer ability to create cards at scale
    • Repeated transactions are automatically tagged
  • Cons
    • No ATM & PIN transaction support whatsoever
    • $15/user/month (minimum of 3 users)
    • Highly technical; may not be for basic users
  • Trial
  • Pricing
    Max # active users Monthly fee 5
  • Reward
    N/A
  • structure
    Hierarchy of roles under business account
  • Cards
    Physical & Virtual
  • Mobile
    Android & iOS
  • Approval
    Requires approval through KYC.
  • Limits
    Max spend $10,000 per day per card.
  • Contract Term
    Month-to-Month
  • Credit Needed
    N/A until end of Q1 2018.
  • Country Of Origin
    US
  • Works In
    US
  • Availability
    US (Founded November 25, 2014. Launched November 2014 @Disrupt SF 2014)
  • Banking Partner Disclosure
    The Emburse Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by MasterCard International.
  • Load Fee
    $0
  • Transaction Fee
    $0
  • Atm Fee
    $0
  • Cancellation Fee
    $0
  • Signup Fee
    $0
  • Free Trial
    Yes. 1-month free trial.
  • Decline/Overdraft Fee
    $0
  • New Card Fee
    $0
  • Card Replacement Fee
    $0
  • Interest Fee
    $0. No. This is not a credit card
  • Foreign Transaction Fee
    3%. Amount MasterCard charges Bank for transactions in foreign currency (not to exceed 3% of the total transaction amount.)
  • Auto­Load
    Yes. Available for all cards and for business account.
  • Admin Account
    Yes. Administrators can move funds, create cards, and set budget rules. Admins can also add or remove Accountants and Members.
  • SMS
    Yes
  • Sub Accounts
    Yes
  • Quickbooks
    Yes. In addition to most major accounting software platforms.
  • Monthly Statements
    Yes. Available for download at any time.
  • Virtual Cards
    Yes
  • Tag transaction
    Yes. Tag transactions by: Expense Category, Department, Location, Project, Team
  • Android/IOS App
    Android & iOS
  • Employee Android/IOS App
    No
  • SMS Text Alert
    Yes
  • SMS Text Control
    Yes
  • Receipt upload
    Yes. Mobile camera capture & laptop webcam capture.
  • Your Selected Cards
    Featured

    Dash Business Prepaid MasterCard®

    Apply Now on Karmic Labs’s secure website.
  • Customer Review
  • Pros
    • Great full-featured mobile app
    • Completely free if you meet consistent spending limits
  • Cons
    • Complex pricing structure may result in surprise fees
    • Non-instant approval
    • Lower account limits for sole proprietors
  • Trial
  • Pricing
    "Free" for 12-months if you meet minimum spending limits.*
  • Reward
    N/A
  • structure
    Card accounts.
  • Cards
    Physical & Virtual
  • Mobile
    Yes
  • Approval
    Approved by bank, which may take up to a week.
  • Limits
    $100,000 max account balance. $5,000 monthly load limit for Qualified Sole Proprietors.
  • Contract Term
    Monthly
  • Credit Needed
    No credit needed. This is a prepaid product.
  • Country Of Origin
    US
  • Works In
    US
  • Availability
    Available now in the US.
  • Banking Partner Disclosure
    The Dash Prepaid MasterCard (‘Dash MasterCard’) is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
  • Load Fee
    $0
  • Transaction Fee
    $0
  • Atm Fee
    $0
  • Cancellation Fee
    $0
  • Signup Fee
    $0
  • Free Trial
    Yes. There is no fee, but
  • Decline/Overdraft Fee
    $0
  • New Card Fee
    $0
  • Card Replacement Fee
    Yes. $5.99 per Replacement Card.
  • Interest Fee
    $0
  • Foreign Transaction Fee
    3% of purchase value
  • Auto­Load
    Yes
  • Admin Account
    Yes
  • SMS
    No
  • Sub Accounts
    No
  • Quickbooks
    Yes. Integrated with accounting software Xero & QuickBooks.
  • Monthly Statements
    No
  • Virtual Cards
    No
  • Tag transaction
    Yes
  • Android/IOS App
    Yes
  • Employee Android/IOS App
    Yes
  • SMS Text Alert
    No
  • SMS Text Control
    No
  • Receipt upload
    Yes
  • Your Selected Cards
    Featured

    Pex Card

    Apply Now on Pexcard’s secure website.
  • Customer Review
  • Pros
    • $0 monthly fee if over $50k spend in a month; Maximum monthly fee is $150;
    • No account balance limits; $25k limit on any employee card
    • API available
    • Discounted pricing if you sign up thru this site!
  • Cons
    • $49 One-time setup fee (Waived $0 if you sign up thru this site!)
    • $7.50 per card per month; Monthly fees capped at $150 ($4/card capped at $80/month if you sign up thru this site!)
    • Need to move money more between card accounts
    • Up to 1.5% of transaction value for international charges
     
  • Trial
  • Pricing
    After 60 day trial:
    • $7.50 per card per month
  • Reward
    N/A
  • structure
    Card Accounts
  • Cards
    Physical
  • Mobile
    Yes
  • Approval
    1-4 weeks
  • Limits
    $25,000 max account balance
  • Contract Term
    Monthly
  • Credit Needed
    None. This is not a credit product.
  • Country Of Origin
    US
  • Works In
    US
  • Availability
    Available now in the US.
  • Banking Partner Disclosure
    The PEX Visa® Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A Inc. This card may be used everywhere Visa debit cards are accepted. The PEX Prepaid Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark of Mastercard International Incorporated. The Bancorp Bank, Member FDIC.
  • Load Fee
    $0
  • Transaction Fee
    $0
  • Atm Fee
    $0
  • Cancellation Fee
    $15 for a paper check. $0 for electronic refund.
  • Signup Fee
    $49 ($0 if you sign up thru this site!)
  • Free Trial
    Yes. 60-day Free Trial. $49 (180-day Free Trial if you sign up thru this site!)
  • Decline/Overdraft Fee
    $0
  • New Card Fee
    $7.50/card capped at $150/month ($4/card capped at $80 if you sign up thru this site!)
  • Card Replacement Fee
    $0
  • Interest Fee
    $0
  • Foreign Transaction Fee
    Up to 1.5% of transaction value for international charges
  • Auto­Load
    Yes
  • Admin Account
    Yes
  • SMS
    Yes
  • Sub Accounts
    No
  • Quickbooks
    Yes
  • Monthly Statements
    Yes
  • Virtual Cards
    Yes
  • Tag transaction
    Yes
  • Android/IOS App
    Yes
  • Employee Android/IOS App
    Yes
  • SMS Text Alert
    No
  • SMS Text Control
    No
  • Receipt upload
    Yes